8.6 Application and Discussion: Questions and Key Terms

Application and Discussion questions are intended to be used for student reflection and response; in class discussions or online forum discussions.

Key terms are needed to understand the concepts in this chapter and will appear in other chapters in the text.

8.6.1 Reflective Questions

  1. What are houselessness and housing insecurity?
  2. Where do most families in the U.S. live?
  3. What are some institutional barriers to home ownership and who are those barriers most likely to affect?
  4. What are redlining and bluelining?
  5. What is the purpose of the Fair Housing Act and how successful has it been?
  6. How do economics and power relate to home ownership?
  7. How does where you live relate to other aspects of family life, such as health?
  8. What are some solutions to the housing challenges that families in the U.S. face?

8.6.2 Key Terms

  • affordable housing: housing that can be accessed and maintained while paying for and meeting other basic needs such as food, transportation, access to work and school, clothing, and health care.
  • bluelining: real estate that is considered high risk due to low elevation, and flooding due to climate change, may not qualify for loans.
  • Bracero program: a series of laws and diplomatic agreements, initiated in1942, when the United States signed an agreement with Mexico.
  • cost-burdened households: households that pay 30 percent or more of monthly income toward housing
  • discrimination: the unequal treatment of an individual or group on the basis of their statuses (e.g., age, beliefs, ethnicity, sex)
  • Fair Housing Act: An act that protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.
  • household size: all the people occupying a housing unit
  • houseless/houselessness: lacking a permanent place to live.
  • Housing First: An approach with the belief that people need basic necessities like food and shelter before focusing on other needs such as substance use, employment, or budget.
  • housing insecurity: Having a place to live but having uncertainty about meeting basic needs, or needing to move frequently
  • redlining: the discriminatory practice of refusing loans to creditworthy applicants in neighborhoods that banks deem undesirable or racially occupied
  • residential segregation: the physical separation of two or more groups into different neighborhoods.
  • renters: A person who does not own their place of living, but pays another party to live in their place of living.
  • Section 8 housing: a program that authorizes the payment of rental housing assistance to private landlords on behalf of low-income households.
  • shelters: Places and organizations that provide temporary living space for houseless families and individuals.
  • slumlord: a property owner who does not properly or ethically manage their rental properties, especially one who makes an excess or unfair profit,
  • socioeconomic status: A combination of one’s wealth, education and occupational level.

8.6.3 Licenses and Attributions for Application and Discussion: Questions and Key Terms

8.6.3.1 Open Content, Original

“Application and Discussion: Questions and Key Terms” by Elizabeth B. Pearce is licensed under CC BY 4.0.

License

Contemporary Families: An Equity Lens 2e Copyright © by Elizabeth B. Pearce. All Rights Reserved.

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