8.6 Application and Discussion: Questions and Key Terms
Application and Discussion questions are intended to be used for student reflection and response; in class discussions or online forum discussions.
Key terms are needed to understand the concepts in this chapter and will appear in other chapters in the text.
8.6.1 Reflective Questions
- What are houselessness and housing insecurity?
- Where do most families in the U.S. live?
- What are some institutional barriers to home ownership and who are those barriers most likely to affect?
- What are redlining and bluelining?
- What is the purpose of the Fair Housing Act and how successful has it been?
- How do economics and power relate to home ownership?
- How does where you live relate to other aspects of family life, such as health?
- What are some solutions to the housing challenges that families in the U.S. face?
8.6.2 Key Terms
- affordable housing: housing that can be accessed and maintained while paying for and meeting other basic needs such as food, transportation, access to work and school, clothing, and health care.
- bluelining: real estate that is considered high risk due to low elevation, and flooding due to climate change, may not qualify for loans.
- Bracero program: a series of laws and diplomatic agreements, initiated in1942, when the United States signed an agreement with Mexico.
- cost-burdened households: households that pay 30 percent or more of monthly income toward housing
- discrimination: the unequal treatment of an individual or group on the basis of their statuses (e.g., age, beliefs, ethnicity, sex)
- Fair Housing Act: An act that protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.
- household size: all the people occupying a housing unit
- houseless/houselessness: lacking a permanent place to live.
- Housing First: An approach with the belief that people need basic necessities like food and shelter before focusing on other needs such as substance use, employment, or budget.
- housing insecurity: Having a place to live but having uncertainty about meeting basic needs, or needing to move frequently
- redlining: the discriminatory practice of refusing loans to creditworthy applicants in neighborhoods that banks deem undesirable or racially occupied
- residential segregation: the physical separation of two or more groups into different neighborhoods.
- renters: A person who does not own their place of living, but pays another party to live in their place of living.
- Section 8 housing: a program that authorizes the payment of rental housing assistance to private landlords on behalf of low-income households.
- shelters: Places and organizations that provide temporary living space for houseless families and individuals.
- slumlord: a property owner who does not properly or ethically manage their rental properties, especially one who makes an excess or unfair profit,
- socioeconomic status: A combination of one’s wealth, education and occupational level.
8.6.3 Licenses and Attributions for Application and Discussion: Questions and Key Terms
8.6.3.1 Open Content, Original
“Application and Discussion: Questions and Key Terms” by Elizabeth B. Pearce is licensed under CC BY 4.0.